Usually I do not make New Years resolutions. I have no need to lose weight. I have no desire to get into shape. However, I made one this year. I am going to get my finances in order.
I graduate this year. I hate having a half a years salary in credit card debts hanging over my head. I’m going to get it down. I have to reduce the amount I owe to survive. I regret that it happened, but it did so now I have to live with it.